[Benefits of this system]
• Because it is funded by public funds and has a fixed interest rate, it is safe and secure.
- This is separate from the guarantee limits of the Credit Guarantee Association and the borrowing limits of financial institutions, and allows for other sources of funding.
The limit is 100 million yen for the total equipment price within the same fiscal year, and 200 million yen for the cumulative outstanding balance over multiple fiscal years.
- Capital investment plans can be formulated with funds equivalent to 10% of the equipment price (deposit: not required in the case of leasing).

[Target audience]
・Founder, small business owner
*Founder: A business owner from before the start of the business until within 5 years of establishment.
- For manufacturing companies: 20 employees or less
*Up to 50 people can use the service if certain requirements are met... Please contact us for details.
[Target Equipment]
New equipment to be installed in Osaka Prefecture (please contact us for specific equipment details)
[Equipment Price]
Between 1 million yen and 100 million yen

Our foundation will purchase and provide the machinery and equipment necessary for the management and startup of small businesses.

[Types of systems]
Installment sales; Payment period: 3 to 10 years; Tax rate: 0.65 to 1.85 per year.
• Lease Lease period: 3 to 10 years Monthly lease rate: 1.310 to 1.367% for a 7-year lease
[Joint guarantor]
• General rule: Only the representative needs to provide information; not required for sole proprietorships.

The process from application to equipment installation takes approximately one month from application acceptance to contract signing.

*Equipment cannot be installed before the contract is signed.
Application… Designated application form and required documents
- Document review ⇒ On-site inspection ⇒ Review committee ⇒ Notification of decision
• Contract signing… Equipment vendor and our foundation (sales contract), company and our foundation (installment contract or lease contract)
Equipment inspection and handover

Customer testimonials (examples)

- Company A (Founder): Applied through a referral from a dealer. It was helpful that even a founder with no track record could apply, and the payment burden was small.
Company B applied through a referral from a financial institution. They thought the application process, being a public program, would be complicated, but it went smoothly from application to equipment installation. Production speed increased, allowing them to dedicate more time to sales.

Frequently Asked Questions (Example)

Q1 Last year, the company reported a net loss...
A. You can apply. We will make a comprehensive decision after hearing about the reasons for the deficit, future improvement plans, etc.
Q2 The head office is located outside of Osaka Prefecture, but...
A: You can apply. If you have a business office in Osaka Prefecture and plan to install it there, there are no restrictions on the location of your head office.